1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
Don't you guys have Superannuation, what country are you living in? Who's going to look after you when you're old?
Superannuation is a way of saving for your retirement. By saving small amounts of money now, you can make sure you have enough to live on when you’re older.
Generally, it means that your employer must pay superannuation into a superannuation account for you. However, if you want to put extra money in to your superannuation yourself, you can. The money put in to your superannuation account gets invested by the fund on your behalf, and is yours to use when you retire.
One shouldnt wait to get "old enough" to save for retirement. Its bettter to start saving early so you get better financial security when you get really old.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
5. buy a house .
Pardon me for asking, aren't both of you fellas lived in the US long enough to have bought house already? Especially Khonthakek...didn't you left Laos in 1981? My guess is you were probably around 24 yrs old at that time.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
5. buy a house .
Pardon me for asking, aren't both of you fellas lived in the US long enough to have bought house already? Especially Khonthakek...didn't you left Laos in 1981? My guess is you were probably around 24 yrs old at that time.
i am not living in the US.. and i am not so old so buying a house is priority now and second, support the family .i am still single .but i will support my mom and brothers sisters, as for saving for retirment i put in the less important..because there are more priority than that.. so hierachy financial goad is diffrent between young, middle age and old man.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
5. buy a house .
Pardon me for asking, aren't both of you fellas lived in the US long enough to have bought house already? Especially Khonthakek...didn't you left Laos in 1981? My guess is you were probably around 24 yrs old at that time.
i am not living in the US.. and i am not so old so buying a house is priority now and second, support the family .i am still single .but i will support my mom and brothers sisters, as for saving for retirment i put in the less important..because there are more priority than that.. so hierachy financial goad is diffrent between young, middle age and old man.
khonthakek
Weren't you a student at Lycee Vientiene in 1971 and you were in sixiem B which mean you have to be at least 14 yrs old to be in that class, and there you must be in your 50s at the present time.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
Sorry Khonthakek, I think you got your priority in a wrong order. Retirement saving should be one of the top list. The early you start, the more money you will accumulate. Have you ever heard of compound interest?
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
Sorry Khonthakek, I think you got your priority in a wrong order. Retirement saving should be one of the top list. The early you start, the more money you will accumulate. Have you ever heard of compound interest?
do you think lao people have $$ and want to save for retirement ?if i have $$$ now the first thing to buy a house because i dont have one and you probably do the same when your age is around 30s. right?
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
Sorry Khonthakek, I think you got your priority in a wrong order. Retirement saving should be one of the top list. The early you start, the more money you will accumulate. Have you ever heard of compound interest?
do you think lao people have $$ and want to save for retirement ?if i have $$$ now the first thing to buy a house because i dont have one and you probably do the same when your age is around 30s. right?
I think we are on the same age so I agree with you on that. But to put aside saving for retirement at the bottom hmm.. maybe you wnat to reconsider your hierarchy.
Sorry Khonthakek, I think you got your priority in a wrong order. Retirement saving should be one of the top list. The early you start, the more money you will accumulate. Have you ever heard of compound interest?
do you think lao people have $$ and want to save for retirement ?if i have $$$ now the first thing to buy a house because i dont have one and you probably do the same when your age is around 30s. right?
my bad, i thought you live in the states. i guess buying a house would be first on my list too if i were living in laos. i just turned 43 last month so i'm not that much older than you. i bought my first house when i was 25, unfortunately bought my 2nd in 07 when housing market was at its peak so now i owe more than the house is worth
my lists 1. continue maxing out thrift saving plan(gov. retirement fund similar to 401k) 2. make contribution to roth ira 3. maintain emergency fund 4. pay mortgage 5. pay off credit card debt( i usually don't carry balance unless i have to) 6. add money to my children's education fund(509 plan) 7. if i have money left over, i put them in my brokerage account. i buy few stocks at a times.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
5. buy a house .
Pardon me for asking, aren't both of you fellas lived in the US long enough to have bought house already? Especially Khonthakek...didn't you left Laos in 1981? My guess is you were probably around 24 yrs old at that time.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
5. buy a house .
Pardon me for asking, aren't both of you fellas lived in the US long enough to have bought house already? Especially Khonthakek...didn't you left Laos in 1981? My guess is you were probably around 24 yrs old at that time.
Guess who I found?
I must must admited though, that was a nice poem, and I admired that you have contributed your time by reading or writing poem to our people. Khonthakek, may I give you a suggestion?
When showing pictures on the same screen, it would be nice to put the video of your speech on the very top of any corner of the picture that you used to support your speech, so that way the audiences can get a better image of both, the speaker & the pictures he's showing to his audiences.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
5. buy a house .
Pardon me for asking, aren't both of you fellas lived in the US long enough to have bought house already? Especially Khonthakek...didn't you left Laos in 1981? My guess is you were probably around 24 yrs old at that time.
Guess who I found?
I must must admited though, that was a nice poem, and I admired that you have contributed your time by reading or writing poem to our people. Khonthakek, may I give you a suggestion?
When showing pictures on the same screen, it would be nice to put the video of your speech on the very top of any corner of the picture that you used to support your speech, so that way the audiences can get a better image of both, the speaker & the pictures he's showing to his audiences.
Anyways, you did a great job! Khonthakek.
LOL that is not Khonthakek but maybe his dad, brother, or uncle, absolutly not him.
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1. paying child support til he is 18.
2. pay off the bills from 5 credit cards.
3. buy a used car to get around.
4. save some $$$ to go back visit Laos... maybe i'll get lucky, find myself a wife.
5. buy a house .
Pardon me for asking, aren't both of you fellas lived in the US long enough to have bought house already? Especially Khonthakek...didn't you left Laos in 1981? My guess is you were probably around 24 yrs old at that time.
Guess who I found?
I must must admited though, that was a nice poem, and I admired that you have contributed your time by reading or writing poem to our people. Khonthakek, may I give you a suggestion?
When showing pictures on the same screen, it would be nice to put the video of your speech on the very top of any corner of the picture that you used to support your speech, so that way the audiences can get a better image of both, the speaker & the pictures he's showing to his audiences.
Anyways, you did a great job! Khonthakek.
LOL that is not Khonthakek but maybe his dad, brother, or uncle, absolutly not him.
Nangdarling
he is from thakhek so he must be khonthakhek, but not me khonthakek on samakomlao, I don't him and his family name, anyway, thank for shaing for this VDO..
What happen to you Khonthakek? This is too funny hahaha all of the sudden your English sounded like you're fresh of the boat! LOL
what u wana say is fresh off the boat?? i think you are----------- haha
-- Edited by khonthakek on Saturday 6th of February 2010 06:54:21 AM
Gotcha!!
It was a trap for you, I purposely left out one " F " for you, and you just go for it I'm 100% positively sure that you're a man in the video, don't be shy for doing something good for Lao people? Well I'm done with the chase It was nice to know who you're khonthakek and thank you for the fun!
What happen to you Khonthakek? This is too funny hahaha all of the sudden your English sounded like you're fresh of the boat! LOL
what u wana say is fresh off the boat?? i think you are----------- haha
-- Edited by khonthakek on Saturday 6th of February 2010 06:54:21 AM
Gotcha!!
It was a trap for you, I purposely left out one " F " for you, and you just go for it I'm 100% positively sure that you're a man in the video, don't be shy for doing something good for Lao people? Well I'm done with the chase It was nice to know who you're khonthakek and thank you for the fun!
I agree with Nangdarling, the man in the video is not Khonthakek. Khonthakek is younger than that man. If you are curious about Khonthakek its very easy to find outif you are smart enough. He has already given the clue long ago.
Am I right Khonthakek? Why suddenly you are so famous? I envy you man!
What happen to you Khonthakek? This is too funny hahaha all of the sudden your English sounded like you're fresh of the boat! LOL
what u wana say is fresh off the boat?? i think you are----------- haha
-- Edited by khonthakek on Saturday 6th of February 2010 06:54:21 AM
Gotcha!!
It was a trap for you, I purposely left out one " F " for you, and you just go for it I'm 100% positively sure that you're a man in the video, don't be shy for doing something good for Lao people? Well I'm done with the chase It was nice to know who you're khonthakek and thank you for the fun!
I agree with Nangdarling, the man in the video is not Khonthakek. Khonthakek is younger than that man. If you are curious about Khonthakek its very easy to find outif you are smart enough. He has already given the clue long ago.
Am I right Khonthakek? Why suddenly you are so famous? I envy you man!
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
1: travel and see the world 2: save more money for retirement (15% on every paycheck) 3: save more on other saving (auto deposit on every paycheck) 4: paying off debt (good luck on this one, monthly mortgage)
buying a house (done) provide protection (covered) emergency fund (covered) disability income insurance (covered)
1: buying a house 2:provide protection 3.emergency fund 4.other saving 5.disability income insurance 6.paying off debts 7. saving for retirement ( this one is not yet for me haha)
what is your??
Is it too late to joint in BrotherKhonthakek ?? ha.ha. Well, here my Bro, 1: Paid off all the debt, Find a nice area to buy a house, good school and safe neighborhood, 2: Set-up thing for my parents so they don't have to worry about their retirement financial future, 3: Put my money to work for me, and become an Educated Investor, Not just a consumer. 4: Conceal some in Swiss. 5: Enjoy my self, travel to all 50 states and around the world to see a relative and a friends. Wao!! what else do i need????. this is it, about life..
.
I envy you man! 
