A while back, I was trying to work out how much a loan might actually cost. I kept doing the maths on paper, crossed half of it out, and still wasn't sure if I was right. That's when I tried a simple finance calculator, and honestly, it made things much easier. You type in a few numbers, and suddenly everything feels clearer.
If you're looking at property finance, don't forget to compare bridging loan rates as well. Even a small difference in the rate can change what you end up paying. I also found a bridge loan calculator useful because it gave me a rough idea of repayments before I spoke to any lender. It won't make the decision for you, but it definitely helps you feel more prepared.