소액결제 현금화는 휴대폰 요금에 합산 청구되는 소액결제 한도를 먼저 사용한 뒤, 상품권·기프티콘 등 환금 가능한 수단으로 전환해 현금화하는 구조입니다. 즉, 지금 소액결제 현금화

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